Bakayle online dating
However, we found out that our payoff information from M&T Bank for refinancing our mortgage was very disturbing.
Terms and early payment penalties were so severe that we do not have the chance.
I was wrong charged with late fee's, when payment's was made on line in time and confirmed by my Bank statement's. This is in place because the originator has investors which require a large return for their funding.
When you pay off a loan early they loose on the interest they would have gained from your payments.
It is a business and like all businesses they want their money.
Also with a commerical loan you showed proof you could make the payments with out the assistance of the property.
Basically, M&T Bank wants 0, 000 penalty if we want to refinance it or rather see the default or foreclosure on the loan.
The lawyer told me that he is not expert in commercial loan and we should consult with other commercial mortgage lawyer.
So, we looked for another bank to refinance the mortgage.
When we originally took out the loan, we had heard of suspicious 'prepayment penalties' and specifically asked our agent if this loan was subject to a prepayment clause and she said NO.
Please research this further as we are convinced of unlawful predatory lending practices by their company.
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It's originated by Silver Hill under its subsidiary Bayview Loan Company on Sept.
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Not that they want you to fall behind, but if you are making your payments, you do not need help. And you are supposed to make your payments-not turn to your mortgage company for help.